• Monument Mortgage Co.

Borrower Smart Program

Monument Mortgage offers a variety of loan options from our many lenders. As we adapt to the changing market, so do our loan programs. We continue to add new lenders and programs to better serve your needs.

The Borrower Smart Program is a new affordable program giving back $1,250 to $2,500 to use towards down payment or closing costs. Based on area median income.

Program Details:

  • New Agency program geared to 1st time homebuyers

  • Receive $1,250 to $2,500 to use towards down payment or closing costs

  • $1,250 if in the 50.01 – 80.00% AMI

  • $2,500 if in the 50% or less AMI

  • Area median income limits do apply


For more information about the Borrower Smart Program, and to determine if you're eligible, reach out to your loan officer today.

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