VA Loans

The Department of Veterans Affairs offers residential mortgages that are guaranteed and available to Military Service veterans, service men and women currently on active duty, and their surviving spouses. This program allows for a zero-down payment (as long as the sales price does not exceed the appraised value) and does not have monthly mortgage insurance. Closing costs are limited and closing costs may be paid by the seller, and there are no prepayment penalties if you pay your loan off early, and the loans may be assumable. To be eligible for a VA-guaranteed home loan, you must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) and the home must be used for your primary residency.

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Monument Mortgage Co Inc.

Lexington Office:

91 Hartwell Ave 

Lexington, MA 02421

Newburyport Office:

11 Market Square

Newburyport, MA 01950

© Monument Mortgage Co. Inc. 2019

NMLS #2705 (Lexington) NMLS #803542 (Newburyport)

MA Lenders ad Brokers License #MC2705 Licensed by the New Hampshire Banking Department Licensed in Maine * We arrange but do not make loans