Available Loan Programs

Whether you are financing the purchase of a new home or refinancing an existing home, selecting the financing option that is right for you is critical. Loan Products vary in term, qualifying guidelines, loan amount limits, credit criteria, and down payment requirements.  It is important to work with a Loan Officer to choose the product that works with your current financial situation. This will make the loan application and approval progress smoothly.

The Fixed product provides fixed monthly principal and interest payments.  

Fixed Rate

Fixed Rate

The Freddie Mac Home Possible® mortgage offers more options and credit flexibility than ever before to help low- to moderate-income borrowers purchase a home. 

Home Possible

Home Possible

Adjustable rate starts with a fixed rate term, and then converts to a one year adjustable, adjusting every year thereafter.

Adjustable Rate Mortgages (ARMS)

ARM

FNMA’s HomeReady® mortgage is an affordable low down payment mortgage product designed for credit-worthy low- to moderate-income borrowers.

Home Ready

Home Ready

HARP allows you to refinance your home if you are not able to refinance traditionally due a decline in value of your home. 

HARP

HARP

These loans are for those borrowers who wish to borrow more funds than a Conforming loan limit allows.

JUMBO

JUMBO

With as little as 3.5% down, FHA loans are insured by the government.

FHA

FHA

The Department of Veterans Affairs offers residential mortgages that are guaranteed and available to Military Service veterans.

VA

VA

Home Equity Line of Credit (HELOC) is a form of revolving credit where the borrower’s home serves as collateral

HELOC

HELOC