There are so many different offers and perks today for purchase loans. All these options can make purchasing a home more accessible, affordable, and less stressful! With a wide variety of scenarios and choices, which one works best for you?
VERIFIED PREAPPROVAL
With our Verified Pre-Approval, Buyers will know how much they can afford so you can act fast with your offer. Income, asset, and credit information will be verified, and you’ll be able to compete stronger!
VA Purchase
Improved Rates and Pricing incentives for our Veteran Buyers.
Waiving of Nonallowable fees- up to $800 in discounted closing costs.
Pricing incentives for 1st-time homebuyers
For those First-time homebuyers meeting either 120% or 100% of area median income limits in the county of the subject property, all pricing adjustments are waived. This may result in a .25 -. 375 lower rate!
Credit Upgrade – A Fresh Start
Credit Upgrade, our rapid rescore program, is available for clients with a FICO® Score between 580 and 759. Allow us to request the review of their credit scores, to devise a plan on how to increase the client’s credit score.
An increased score:
May turn those buyers who would not qualify with their current credit scores, to now qualify!
May improve the interest rate/price and the mortgage insurance premiums.
Credit Upgrade may be used on Conventional, FHA, and VA programs and on our Verified Preapproval too!
Downpayment Assistance
First-time homebuyers may qualify for down payment assistance with this use of our Freddie Mac BorrowSmartSM.program. Earn an extra $1250 or $2500 that can be used for a down payment or closing costs and get the home they are dreaming about.
Portfolio Products
In this challenging market, you need strategies and creative products to meet all client’s needs. We have great portfolio products for those buyers that need a little “outside the box” lending.
ARM programs
Consider an adjustable-rate mortgage! With Adjustable rates terms fixed for 3, 5 or 7 years, it can be the solution to help with getting into the home at a lower rate.
Temporary Buydown
Buyers can ease into a new home with the use of a temporary buydown. Learn how seller credits can be used to help more buyers get into the home while at the same time, getting the most for the best price for the seller.
Take Advantage of These Perks Today!