We can help you get through the steps involved with buying a new house.
There’s plenty to look forward to as a first-time home buyer, from browsing houses online to touring prospective neighborhoods. But after the initial excitement of deciding to take the plunge, what comes next? How long will it be before you’re picking out paint colors and introducing yourself to the neighbors?
Checklist for First-time Home Buyers
Determine how much you can afford
Find a real estate agent
Search for a home
Visit open houses and tour homes
Submit an offer
Get a home inspection
Application to go "live" - File your mortgage application
Provide documentation requested from mortgage broker
Appraisal - if needed
Meet commitment date – approval
Clear any conditions of your approval
Set your closing date and time
Review your closing disclosure
Keys to your new house!
The best thing you can do is begin with a birds-eye view of the process. Understanding the basic steps will give you a sense of control from the start. Armed with your roadmap, you can relax and focus on each stage as it arrives.
We look forward to helping you get your dream home! Contact one of our loan officers today!